Because clients deserve better
Betafolio is the UK’s premier turnkey asset management provider (TAMP), offering: a flat-fee, low-cost, evidence-based, discretionary model portfolio service (MPS) exclusive to financial planning firms.
We use technology to cut costs, inefficiencies and anxiety for advisers, while improving long-term investment returns for clients.
Managed Portfolio Services on platforms suit a bygone era. Time to fix the broken model.
With a typical cost of 0.36%, average MPS charges are equivalent to around a third (and as much as half) of advice and planning fees. This flies in the face of reality in the digital age.
Thanks to technology, investment management is now a commodity. Personalised financial planning is where the real value for clients lies. MPS providers seem not to have acknowledged this in their charging structure and business models.
What separates Betafolio’s TAMP from traditional MPS is that we use technology and our deep collaboration with financial planners to provide a comprehensive range of services that extend beyond managing money, at a significantly lower cost.
Intelligently Designed Model Portfolios
With Betafolio, financial planning firms can access a range of services that enable them to focus on delivering core financial planning and behavioural coaching to clients, while delegating time-consuming tasks such as portfolio construction, rebalancing and due diligence to us.
Simple, low cost, flat fee
We charge a flat fee for discretionary model portfolio management. The typical cost for the underlying funds held in the portfolios is 0.25%. This gives clients the best possible chances of meeting their goals, at the lowest possible cost.
Powered by technology
Betafolio Control Centre is our one-stop digital portal for everything you need to manage your centralised investment proposition. This includes investment process documents, performance data and branded portfolio factsheets.
Driven by empirical evidence
We design portfolios that capture capital market return based on decades of empirical data and research by Nobel Prize economists. We don’t chase fads, engage in market timing and other behaviours that damage return.
Puts the adviser in control
Investment management is a commodity. Financial planning is where the real value to clients lies. That’s why we create portfolios that exist only in service of the financial plan. The plan leads, the portfolio follows.
We have two service offerings, each with a choice of two different pricing structures:
Inc. VAT
Compare fees between Betafolio and typical MPS discretionary managers
| Summary Table | Start Date of the Scenario | Terminal Value of the Balance | Cumulative Fees | Terminal Value Savings vs Typical DFM | Cumulative Fees Savings vs Typical DFM |
|---|
Cautious: 20% Global Short Dated Bonds, 20% Global Bonds, 20% UK Bonds, 12.48% Global Targeted Value, 18.72% Global Equities, 6% Emerging Markets and 2.80% Property.
Balanced: 13.33% Global Short Dated Bonds, 13.33% Global Bonds, 13.34% UK Bonds, 18.72% Global Targeted Value, 28.08% Global Equities, 9% Emerging Markets and 4.2% Property.
Aggressive: 6.67% Global Short Dated Bonds, 6.67% Global Bonds, 6.66% UK Bonds, 24.95% Global Targeted Value, 37.45% Global Equities, 12% Emerging Markets and 5.6% Property.
Our portfolio range
We offer the following suite of model portfolios:
A range of globally diversified portfolios with exposure to key alternative beta factors such as the small and value premia. The portfolios range from 0% to 100% equity allocation, with an average OCF of 0.26%.
Positioned to capture global market returns whilst placing emphasis on environmentally and socially responsible assets. The portfolios range from 0% to 100% equity allocation, with a typical OCF of 0.22%.
Ideal for firms operating in-house model portfolios looking to reduce administrative inefficiencies by using Betafolio’s discretionary management. This enables firms to retain their asset allocation policy whilst benefitting from Betafolio’s technology, governance and oversight.
Positioned to capture market returns, this range of models tracks the global market cap weighted equity index alongside a well diversified fixed income portfolio according to risk/return requirements.
Currently managed on a discretionary basis through
